Transaction Dashboard
👋 Welcome to your personal dashboard
Maria Garcia
📍 4409 E 37th Street · Sioux Falls, SD 57103
You are a Casa Reynoza client — guided by our team every step of the way
⭐
A note from Nancy: This is your personal dashboard — updated regularly so you always know exactly where we are. If you don't hear from us, that usually means everything is moving forward smoothly and our team is handling it. You're never in the dark with Casa Reynoza. We've got you! 🙌
📋
Your Progress
🏡 Transaction Timeline
✓
Consultation Completed
April 15, 2026
✓
Buyer Agency Agreement Signed
April 15, 2026
✓
Offer Accepted
May 8, 2026
✓
Earnest Money Delivered
May 9, 2026
→
Inspection
Due: May 14, 2026
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Inspection Negotiations
Due: May 17, 2026
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Appraisal
○
Title & Legal
○
Clear to Close ✨
○
Final Walk-Through
○
¡Closing Day! 🎉 ¡Lo lograste!
Target: June 6, 2026
🏦 Loan Timeline
✓
Pre-Approval Received
April 10, 2026
✓
Loan Application Submitted
May 9, 2026
→
Loan Processing
In Progress
○
Appraisal Ordered
○
Appraisal Completed
○
Submitted to Underwriting
○
Conditional Approval
○
Conditions Cleared
○
Clear to Close 🎯
○
Closing Disclosure Sent
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Loan Funded 🏠
📬
This Week's Update
What's Happening
Your inspection is scheduled for May 14th! 🔍 This is a big step — the inspector will walk through the entire property and give us a detailed report. We'll review the findings together and decide if there's anything we want to negotiate with the seller. Don't worry — we've got you every step of the way. 💪
✅ What Was Completed
• Offer accepted & fully executed
• Earnest money delivered to title
• Loan application submitted to lender
• Earnest money delivered to title
• Loan application submitted to lender
📅 What's Coming Next
• Inspection — May 14th
• Inspection response due — May 17th
• Appraisal being ordered by lender
• Inspection response due — May 17th
• Appraisal being ordered by lender
💡 Casa Reynoza Tip
The inspection is information, not a dealbreaker. We've done this many times and we will guide you through every finding — helping you make smart, confident decisions rather than emotional ones. That's what we're here for. 🏡
You're on your way home, Maria! 🏡
Here's how far along you are in your journey
Pre-Approval
→
Under Contract
→
Inspections
→
Appraisal
→
Clear to Close
→
🎉 Closing!
📅
Your Key Dates
May 8
Offer Accepted
May 14
Inspection
May 17
Inspection Response
TBD
Appraisal
~Jun 2
Clear to Close
Jun 5
Final Walk-Thru
Jun 6
Closing Day!
⚡
Action Required — You
We need you to take care of these 👇
!
Confirm your inspection appointment for May 14th
Contact your agent to confirm time
!
Submit your last 2 pay stubs to the lender
Due by May 13th
→
Start researching homeowner's insurance
You'll need a binder before closing
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Loan Documents
Status of documents your lender needs
✓
Photo ID
Submitted
✓
Last 2 Years Tax Returns
Submitted
✓
Bank Statements (3 months)
Submitted
!
Last 2 Pay Stubs
Needed
!
Proof of Earnest Money Transfer
Needed
○
Homeowner's Insurance Binder
Coming Soon
🚫
Protect Your Transaction — What NOT To Do
While your loan is in process, your lender will verify your finances again before closing. These actions can delay or even cancel your approval — please read carefully! ⚠️
Don't Buy a Car
Or any large purchase on credit. New debt changes your debt-to-income ratio and can disqualify you.
Don't Open New Credit
No new credit cards, store accounts, or financing. Even applying causes a hard inquiry that affects your score.
Don't Change Jobs
Employment stability is key to your approval. A job change — even for more pay — can pause your loan process.
Don't Move Large Sums
Large bank transfers or deposits must be documented and explained. Avoid moving money between accounts without telling your lender.
Don't Co-Sign for Anyone
Co-signing adds debt to your profile. Even if you're not the one borrowing, it counts against your ratios.
When in Doubt — Ask Us!
Not sure if something is okay? Text Nancy before you do it. We've done this many times and we will guide you. 🙌
🗝️
Closing Day — What to Expect
🎒 What to Bring
✓ Government-issued photo ID (2 forms recommended)
✓ Certified check or wire transfer for closing costs
✓ Proof of homeowner's insurance
✓ Checkbook for any small last-minute amounts
✓ Any outstanding documents your lender requested
⏱️ What to Expect
→ Closing typically takes 1–2 hours
→ You'll sign a large stack of documents — this is normal!
→ The title company will walk you through each one
→ Once funded, you receive your keys 🗝️
→ Your agent will be there with you every step
💡 Casa Reynoza Tip: Wire transfers must be sent 24–48 hours before closing. Your title company will send you wiring instructions — always verify by phone before sending any money. Wire fraud is real. When in doubt, call us first.
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Moving Resources
Moving Checklist
Utilities to set up, change of address, moving day essentials — everything you need before and after closing.
View Checklist →
Preferred Vendors
Our trusted list of movers, handymen, cleaners, and home service providers in the Sioux Falls area.
View Vendors →
Utilities Setup
Don't forget to set up electricity, gas, water, and internet before your move-in date. Your agent can help!
View Guide →
🤝
Your Team
Your Lender
[Lender Name]
📱 [Phone]
📧 [Email]
📧 [Email]
Insurance Agent
To Be Confirmed
Coming Soon
Title Company
To Be Confirmed
Coming Soon
Home Inspector
To Be Confirmed
Coming Soon